Do You Have Question?   Review our most common faqs       If you have questions about our debt counseling program, you're not alone. You will find the answers to some of these questions below. We have established a list of the most frequently asked questions regarding debt management, and our Certified Financial Counselors have provided the answers.       Do I need to continue sending payments to my creditors after I have signed up with DDS?   How long does each payment through DDS take to be disbursed to my creditors?   How will my creditors know I have joined a Debt Management Program?   When should I expect to see benefits on my creditor statements?   Can I change my payment date?   Will I receive a monthly statement?   What should I do if I am able to increase my monthly payment or payoff a creditor balance?   What happens if I do not include all of my credit cards on the program with DDS?   How does enrolling in a Debt Management Plan affect my credit profile?   How can I reach you once I'm enrolled on the program?